Recent posts

2nd Quarter -What I learned about investing by saving 18 years for college

July 10, 2018

There are two words that the countless investment articles, text books, television interviews, and lectures all share: Long Term.  It is said that to make money in the market you have to be “in it for the long term.”  Warren Buffet, perhaps the world’s most famous investor, tells us to “only buy something that you’d...  read more

Fourth Quarter - 2017 Year In Review

January 22, 2018

2017 Year in Review

2017 Third Quarter: 5 Reasons why the Market will Continue to Head Higher or Lower

October 26, 2017

As stocks hit record highs on a near weekly basis on the heels of the anniversary of two of the worst days in the history of the market, the question more than ever has become “how long before the next correction?”  Of course, it’s a question that many have been asking for a few years...  read more

The Pros and Cons of 529 College Savings Plans

August 30, 2017

If you are like most Americans, meeting the future financial obligation of sending your child to college requires years of disciplined saving and intelligent investing. One strategy for accumulating the necessary funds to pay for college is through a 529 college savings plan. But, is it the right approach? WHAT IS A 529 PLAN AND...  read more

Second Quarterly Letter 2017

July 13, 2017

If investors could be granted two wishes, “low volatility” and “record highs” would certainly rank high in a list of options, and in the first half of 2017 those wishes came true. Strong corporate earnings, a steadily improving economy, and a surge in the technology sector drove most major stock market indexes to all-time highs...  read more

2017 First Quarter

April 17, 2017

With the market breaking multiple records throughout the first few months of 2017, and the Federal Reserve giving another vote of confidence in the U.S. economy by lifting interest rates sooner than most people initially expected, the increasingly pressing question is: how soon before things turn the other way? After all, we haven’t seen a...  read more

2016 Fourth Quarter

January 12, 2017

In the movie Back to the Future II (released in 1989), bully Biff Tannen has the good fortune of having his “future self” deliver a sports almanac from the future to his “current self” using time travel.  Young Biff then becomes rich and powerful (at least for a time) by betting on sporting events that...  read more

2016 Third Quarter Top 10 Presidential Election Fun Facts by Dr. Robert Votruba

October 10, 2016

With a mostly quiet and largely strong third quarter for most investment categories behind us, our country’s attention is now drawn to the upcoming presidential election. In light of what seems to be the most widely covered contest for the White House ever, we thought that we would share some “fun facts” with you with...  read more

2016 Second Quarter

July 15, 2016

The upcoming Presidential election, Brexit and negative interest rates were some of the headline forces that drove the market in the second quarter of 2016. After rebounding from its worst start to a year ever (remember, the S&P 500 was down over 11% at one point in early February), the market produced modest gains during...  read more

2016 First Quarter

April 15, 2016

If political entertainment diverted your attention away from the financial headlines in this year’s first three months, you might not have realized that at one point the Dow Jones Industrial Average was off to its worst start in history. Much like a roller-coaster ride, the market had its ups and downs in the first quarter,...  read more