Retirement Planning

Most of us spend the majority of our working lives saving money.  Intricate strategies using 401(k)’s, stocks, bonds and annuities are used alongside asset allocation models that often have a common goal in mind: financial independence.

Financial independence means not having to work.  Though many of our clients choose to work after they have become financially independent, having enough financial resources saved to support their desired lifestyle provides peace of mind and a possible legacy for the next generation.

As we have learned through years of experience, spending requires as much planning as saving. Retirement planning involves managing a number of issues, such as:

  • Not outliving your money
  • Minimizing income taxes
  • Reducing investment portfolio volatility
  • Coordinating workplace and social security benefits with IRA’s and other investment accounts
  • Budgeting
  • Managing health care costs

Years back many US Citizens were able to rely on the guarantees of pensions and social programs to support their lifestyle after years of working.  Of course, that is seldom the case today.  Knowing this, at National Financial Network we help our clients take ownership of their retirement and layout a realistic plan for the risks they face and offer possible solutions that go beyond chasing rates of return.  Our comprehensive process will illustrate the risks you face and the solutions that are available.  Like all of the planning that we do, the retirement strategies we create leverage our experience, but are customized to meet your unique circumstances.

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Award winning year for Financial Advisor
Robert C. Votruba CFS, MBA, Ph.D.

It is my pleasure to share the news of another award-winning year for your Financial Advisor, Dr. Robert Votruba. In 2019 Robert was recognized with the following achievements…

  • For the third consecutive year, Park Avenue Securities named Robert as their top Investment Advisor and Registered Representative; their highest honor. Over 2,500 Representatives compete for this national award.
  • In addition to national recognition, Robert also received National Financial Network’s Wealth Management Leadership Award, our highest local honor, for the 12th consecutive year.
  • Dr. Votruba earned the National Financial Network Leadership Award and was promoted to Executive Vice President.

Dr. Votruba is entering his 26th year in the financial services field. His academic background combined with his industry experience and award-winning performance make him one of the most talented Advisors in the industry. I know that Robert finds it a privilege and honor to serve you and hope that you find comfort in knowing that your Financial Advisor is among the finest in the industry.