Risk Management

A sound financial plan starts with protection. A comfortable retirement, paying for college or saving for the future without protection from risks such as law suits, prolonged illness or premature death leaves a plan both vulnerable and incomplete.

Our planning process will help to quantify the risks that you may be exposed to using objective tools and years of experience. Protection planning includes a full review of your estate planning documents such as Wills and Trusts, along with a comprehensive assessment of your insurance policies. Together we will determine the right amount of insurance to own and the various types of insurance that might be suitable for your situation.

While the insurance planning process can be aided with calculators that help to quantify the amount of insurance that one should have, we recognize that planning for the unexpected also involves incorporating personal values into the decision making process. As such, we eschew general rules of thumb that are often promoted by unsophisticated media sources, instead creating customized plans.

Insurance is often the most misunderstood and under-used financial tool. Our experience and research has enabled us to develop strategies to help our clients both protect and growth their wealth using products that have stood the test of time.

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Award winning year for Financial Advisor
Robert C. Votruba CFS, MBA, Ph.D.

It is my pleasure to share the news of another award-winning year for your Financial Advisor, Dr. Robert Votruba. In 2019 Robert was recognized with the following achievements…

  • For the third consecutive year, Park Avenue Securities named Robert as their top Investment Advisor and Registered Representative; their highest honor. Over 2,500 Representatives compete for this national award.
  • In addition to national recognition, Robert also received National Financial Network’s Wealth Management Leadership Award, our highest local honor, for the 12th consecutive year.
  • Dr. Votruba earned the National Financial Network Leadership Award and was promoted to Executive Vice President.

Dr. Votruba is entering his 26th year in the financial services field. His academic background combined with his industry experience and award-winning performance make him one of the most talented Advisors in the industry. I know that Robert finds it a privilege and honor to serve you and hope that you find comfort in knowing that your Financial Advisor is among the finest in the industry.