Just like last time, this time is different. Market movements that usually take a year to make, happen in a week, or even a day. While a new bear market (a decline of 20% or more) was long overdue, the speed in which it occurred was unprecedented, as was the reason. Volatility, though coming down from its March highs, has been historic. Consider, in March the Dow Jones Industrial Average (“the Dow”) had its five worst single day point drops ever, and its four best. With such intense swings, increased media coverage and likely more time to pay attention to the market, thinking about “the long-term” is nearly impossible.